CreditHelpJournal.com

Serious financial debt can be the cause of many problems including stress and marital break-ups; this situation is sometimes the result of outside pressures. It’s not the end of the world even if you have a poor credit score; there are many companies who will supply you with a bad credit loan.
If you have a [...]

The number of people falling into the credit card debt trap on account of indiscriminate use is on the increase; this situation is the result of years of easy living on credit. With the debts rising, it is not surprising that individuals have started to realize the financial problem they have created by the constant [...]

A person or body that provides another with a sum of money (loan) is called the creditor and the person borrowing the sum is called the debtor; any type of financial arrangement will require the borrower to enter into an agreement with the lender. Whilst just about anything, product or service can be lent out; [...]

In today’s way of life, your credit matters.  Do not underestimate how important your credit history and credit score are.  Almost everyone uses credit in their lives.  Especially on major purchases such as houses or vehicles.  The better your credit history and score, the better the terms on the money you are borrowing.
When I was in [...]

There are three major credit reporting agencies.
They are Experian, Equifax, and TransUnion.
http://www.experian.com/
http://www.equifax.com/
http://www.transunion.com/
They each can have different information on you.
Some creditors report to one, two, or all three of the credit reporting agencies.
Mandrake

You came here for Credit Help… you came to the right place.
Please feel free to contacts us with questions related to credit and credit problems and credit help…
We can’t guarantee that we will always have the answers to your problems or questions, but we will definitely give it our best shot to either get you [...]

I keep seeing this commercial over and over and over for FreeCreditReport.com.
They must be selling a lot of “Free” Credit Reports ?
So, how can they afford to keep spending all this money on tv commercials, when they are supposedly giving away “Free” Credit Reports ?
Ohhhh, there is that little disclaimer at the very very end [...]

Are there any caps or limits on what a credit card company can charge me ?
I have been wondering about this, and was hoping someone out there could help my answer this question.
It seems to me that there was a federal limit at one time.
If there is not a cap, I wonder what is the [...]